The
Services
We
Provide

Investment Management - Discretionary
Investment Management - Non Discretionary
Investment Consulting
Financial Planning & Development
Estate Planning
Retirement Planning
Charitable Giving Planning

The
Wealth
Management
Process

Specializing in Wealth Preservation and Wealth Accumulation

1. Identitfy needs.
2. Client Discovery: Gather necessary data and identify client objectives through client questionnaire.
3. Evaluate Current Financial State:
i. Assets vs. Liabilities
ii. Cash Inflow vs. Outflows
iii. Needs vs. Wants
4. Financial Plan Development: Recommendations to clients.
5. Financial Plan Implementation: Putting our recommendations to work for you.
6. Ongoing Review: Review of performance in relation to plan design.

Defining
Your
Objectives

Identifying Objectives and Risk Tolerance

Lifetime Wealth Management, P.C. identifies a client's investment objective as well as their risk tolerance utilizing our annual questionnaire. By completing the questionnaire we stay up to date on all issues related to a client's overall financial picture allowing us to provide ongoing advice. Clients fall within one of our five investment objectives:

Conservative / Income with Capital Preservation
Moderately Conservative / Income with Moderate Growth
Moderate / Growth and Income
Moderately Aggressive / Growth
Aggressive / Aggressive Growth

Clients fall within one of our three risk classifications:

Minimal
Moderate
Considerable

Each of these objectives are determined through an extensive client evaluation along with numerous other inputs and variables specific to each client's financial position. This allows us to determine the most logical route for developing a plan and more importantly, plan implementation.